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Endowment Mis-selling
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The House of Commons Treasury Committee has reported that approximately 80% of endowment mortgages are unlikely to meet the target of paying off the original mortgage. The average shortfall is £5,500 and many of these policies have been mis-sold to customers. If you have been told or are worried that there is a shortfall you must act quickly. Time could be running out as claims are subject to time restrictions and you could be time barred.
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.jpg) TIME IS RUNNING OUT.Claim your compensation Many people don't know that they have been victims of mis-selling and some don't know what to do about it. Others think that to pursue a compensation claim would be complicated and possible costly - and that they would have to prove mis-selling. The responsibility rests with the policy seller to prove that you were sold the best product for your needs and that they gave you full information at the time, including what risks there were. Criticism has been made by the Financial Services Authority (FSA) against insurance companies for failing to fairly assess claims - some have called this failure quite scandalous. By using Beresfords this is your guarantee that your claim will be properly and fairly assessed. If the offer received from the provider is not appropriate, we will take further steps, if necessary, to ensure that a fair offer is made for the full value. Our expertise and services Beresfords Solicitors is a firm of solicitors which operates nationally and is widely recognised as a leading specialist in compensation recovery. We have many staff dedicated to recovering compensation for our clients, including financial industry experts who complement our legal team. All that we require are a few simple background details which we can gather from you over the phone or, if you prefer, by sending you a questionnaire to complete. Once we have this information and your authority to act on your behalf, we will contact the endowment provider setting out the details of your case. When an offer of compensation is received, we will consider it and calculate whether or not it is fair and just. If not, we will negotiate a more suitable figure or, if necessary, take the matter to the appeals process on your behalf. If we do not secure a payment from your provider directly, then we will advise you as to the merits of going through the appeals process - which we can also take care of for you. The minimum effort from you Once you have given us the information we need to get started, we will be able to process the claim without any further need for your input. Should you wish to contact one of our advisors for a progress update, you can do so by Freephone 9am - 7pm weekdays. Beresfords Solicitors has vast legal expertise and experience and is supported by state-of-the-art IT systems and staff levels that ensure your claim is dealt with and processed as quickly as possible. What will it cost you? If you do not receive any compensation, there will be no charge for using our service, even if we had to take your case to appeal on your behalf. If we are successful, then our charge is 25% (plus VAT at the prevailing rate, currently 17.5%) of whatever we recover. There are no hidden charges or fees. Put the service to work NOW To start claiming your mis-sold endowment compensation, all you have to do is complete an on-line registration form or call our Freephone number 0800 294 1700 for initial free and friendly advices. We will process your claim, inform you of any relevant developments and forward any compensation that we receive on your behalf, once we have deducted our fee. It really is as straightforward as that! Do you have a claim? If you have or have had an endowment policy you could be entitled to compensation. Some people have even received letters warning of a shortfall. You could still claim even if you have surrendered or switched your policy, or converted to a repayment mortgage in the last three years. Beresfords can help you claim compensation and you will find this to be both easy and risk free. If you can answer 'Yes' to any of these questions then you should make a claim. Contact Beresfords NOW. Were you promised that the amount received from the endowment policy would pay off the mortgage? Did the advisor promise you an additional sum at the end of the endowment term? Will your endowment term run beyond your retirement age? Were you told that the endowment was the most suitable product for you, without the risks being explained? Even if you have doubts you should still ask our opinion. This is completely free of charge to you. click here to register |
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